Your access to and use of this site (www.gahcoalition.org, collectively, "gahcoalition.org" or the "Site") is subject to the following Terms of Use and all applicable laws. By accessing and using this site, you accept the following Terms of Use, without limitation or qualification.

Unless otherwise stated, the contents of this site including, but not limited to, the text and images contained herein and their arrangement are the property of Georgia Affordable Housing Coalition, Inc. ("GAHC"). All trademarks used or referred to in this website are the property of their respective owners.

Nothing contained in this site shall be construed as conferring by implication, estoppel, or otherwise, any license or right to any copyright, patent, trademark or other proprietary interest of GAHC or any third party. This site and the content provided in this site, including, but not limited to, graphic images, audio, video, html code, buttons, and text, may not be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, without the prior written consent of GAHC, except that you may download, display, and print one copy of the materials on any single computer solely for your personal, non-commercial use, provided that you do not modify the material in any way and you keep intact all copyright, trademark, and other proprietary notices.

The general information provided on this site is free of charge and for informational purposes only and does NOT create a business or professional services relationship between you and GAHC. Where payment for an actual service, publication, seminar reservation or other business transaction is initiated or completed on the Site, strict limitations of liability and applicable law apply as described herein. Any business transaction initiated by any user of the Site creates a binding offer to contract for the transaction in question (according to the terms as described on the Site) and shall be treated as so. GAHC reserves the right return any funds used provided by a user of the Site in the event the publication, seminar, or other advertised product or service has been cancelled, is out of stock or publication, or is otherwise no longer available to GAHC. The user's sole remedy and compensation in the event of cancellation of a placed and accepted order is the return of the user's money without interest.

UNDER NO CIRUMSTANCE SHALL ANY INFORMATION BE CONSTRUED AS LEGAL ADVICE OR OTHER PROFESSIONAL SERVICES ADVICE. WHILE THERE MAY BE INFORMATION ON THE SITE DISCUSSING LEGAL, TAX OR OTHER PROFESSIONAL SERVICES ADVICE ISSUES, EACH FACTUAL SCENARIO WILL BE IMPACTED BY THE LAW DIFFERENTLY, AND USERS OF THE SITE ARE ENCOURAGED TO ESTABLISH A RELATIONSHIP WITH AN APPROPRIATE PROFESSIONAL.

Links on this site may lead to services or sites not operated by GAHC. No judgment or warranty is made with respect to such other services or sites and GAHC takes no responsibility for such other sites or services. A link to another site or service is not an endorsement of that site or service. Any use you make of the information provided on this site, or any site or service linked to by this site, is at your own risk.

THE SITE AND THE CONTENT ARE DISTRIBUTED ON AN "AS IS, AS AVAILABLE" BASIS. NEITHER GAHC, THIRD PARTY CONTENT PROVIDERS NOR THEIR RESPECTIVE AGENTS MAKE ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO THE SITE, ANY CONTENT OR ANY PRODUCTS OR SERVICES SOLD OR DISTRIBUTED THROUGH THE SITE. YOU EXPRESSLY AGREE THAT THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF THE SITE AND THE ACCURACY OR COMPLETENESS OF THE CONTENT IS ASSUMED SOLELY BY YOU. NEITHER GAHC NOR ANY PROVIDER OF THIRD PARTY CONTENT OR THEIR RESPECTIVE AGENTS WARRANTS THAT THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE; NOR DOES GAHC, ANY THIRD PARTY CONTENT PROVIDER, OR THEIR RESPECTIVE AGENTS MAKE ANY WARRANTY AS TO THE RESULTS TO BE OBTAINED FROM USE OF THE SITE OR TH CONTENT.

UNDER NO CIRCUMSTANCES SHALL GAHC NOR ANY THIRD PARTY CONTENT PROVIDER NOR THEIR RESPECTIVE PARTNERS, PREDECESSORS, SUCCESSORS, PARENTS, SUBSIDIARIES, AFFILIATES, PAST OR PRESENT OFFICERS, DIRECTORS, SHAREHOLDERS, INVESTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, ATTORNEYS, LICENSORS OR INFORMATION PROVIDERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE THE SITE, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES DO NOT ALLOW EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH STATES, THE LIABILITY OF GAHC, THIRD PARTY CONTENT PROVIDERS AND THEIR RESPECTIVE AGENTS SHALL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

GAHC maintains this site in Georgia, U.S.A. and you agree that these terms of use and any legal action or proceeding relating to this site shall be governed by the laws of the State of Georgia without reference to its choice of law rules. If you attempt to bring any legal proceedings against GAHC you specifically acknowledge that GAHC is free to choose the jurisdiction of our preference as to where such action against us may be held. As you have agreed by using this site to choose the laws of the State of Georgia to govern any such proceedings, we will probably choose to defend any such action in Georgia and we can make this decision entirely as it suits us, without regard to where in the world you are located, or from where in the world you visited this site.

You are responsible for complying with the laws of the jurisdiction from which you are accessing this site and you agree that you will not access or use the information on this site in violation of such laws. Unless expressly stated otherwise herein, any information submitted by you through this site shall be deemed non-confidential and non-proprietary. You represent that you have the lawful right to submit such information and agree that you will not submit any information unless you are legally entitled to do so. Because of the open nature of the Internet, we recommend that you not submit information you consider confidential.

GAHC does not accept unauthorized information submissions outside of established business relationships. Importantly, without a clear business relationship, GAHC cannot and does not treat any such submissions in confidence. Accordingly, please do not communicate unauthorized information submissions to GAHC through this website. Any information disclosed to GAHC outside a pre-existing and documented confidential business relationship are not confidential and GAHC may therefore develop, use and freely disclose or publish similar ideas without compensating you or accounting to you. GAHC will make every reasonable effort to return or destroy any unauthorized idea submissions without detailed review of them. However, if a review is necessary in GAHC's sole discretion, it will be with the understanding that GAHC assumes no obligation to protect the confidentiality of your information or compensate you for its disclosure or use. By submitting information or other some other detailed submission to GAHC through this website, you agree to be bound by the terms of this stated policy.

You hereby agree to indemnify, defend and hold GAHC, and all of its predecessors, successors, parents, subsidiaries, affiliates, and past and present officers, directors, shareholders, investors, partners, employees, agents, information providers, attorneys, representatives, licensors and information providers (collectively, the "GAHC Representatives") harmless from and against any and all liability, losses, costs and expenses (including attorneys' fees) incurred by GAHC or any GAHC Representative in connection with any claim arising out of any use or alleged use by you of this site or arising out of or in relation to any breach by you of the Terms of Use, or the representations, warranties and covenants you made by agreeing to these Terms of Use. GAHC reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate reasonably with GAHC's defense of such claim.

Entire Agreement The Terms of Use constitute the entire agreement between the parties with respect to the subject matter hereof, and supersede all previous written or oral agreements between the parties with respect to such subject matter.

No Amendment or Waiver

The Terms of Use may not be amended except in writing signed by both parties and no waiver by either party shall be deemed a waiver of any preceding or subsequent breach or default, unless such a waiver is in writing and signed by an authorized representative of GAHC.

Privacy Policy

Introduction

Georgia Affordable Housing Coalition, Inc. ("GAHC") understands that your privacy is important to you. GAHC is strongly committed to protecting your privacy and the personal information that you may provide as you access and use the materials on this site (www.gahcoalition.org, "gahcoalition.org" or the "Site"), including the subscription pages of the Site. In this written Privacy Policy, GAHC describes the scope and breadth of our commitment to privacy. GAHC may, in its discretion, amend this Privacy Policy from time to time. Any material changes to our policy will be reflected on this page, so that you remain informed about the information we collect and how we use it. By exploring and using this Site, and by submitting information as you use this Site, you agree to GAHC's use of such information as described herein. This Site may contain links to external sites, which sites are not governed by this privacy policy, and GAHC does not take responsibility for the privacy practices of any third party sites to which we link. We encourage you to review the privacy policies of any such sites before you submit information there.

Information That We Collect, and How We Use It

GAHC collects information from our users when they create their account for this Site, when they request copies of publications, seek additional information regarding our services or employment opportunities, or register for conferences and other GAHC-sponsored events. Some of our Site's registration, enrollment, account setup and other forms may ask users to give us contact information, unique personal identifiers, financial information, subject areas of interest and/or demographic information. We may use this data to tailor the visitor's experience at our Site. We sometimes aggregate demographic information, and the types of systems and browsers of users for internal purposes, so that we may better understand the user population of our Site, identify subject areas of interest, and determine whether the Site is designed to work with the computer settings of a majority of our visitors. GAHC also may conduct user surveys on the Web, which usually are intended to provide GAHC with information on a number of areas, such as user identity, user viewing habits, whether or not users found what they were searching for, whether the Site content is relevant to user needs, and the like. GAHC uses the information gathered from such surveys to improve our web content, navigation, and overall visitor experience. GAHC will post a list of conference attendees containing contact information. However, this list will only be available to conference attendees and GAHC members.

Any personal information that you provide, such as your name, address, e-mail address, phone number, subject areas of interest, etc., allows GAHC to inform you about updates to the service and to notify you about other products and services offered by GAHC that may be of interest to you. We will NOT sell, share, or rent or otherwise make available any of that information to other parties, except that we may disclose the information to third parties who perform services on our behalf in connection with the Site and have a need to access the information in connection with those services. In addition, GAHC may disclose contact information for you in response to inquiries by bona-fide rights owners in connection with allegations of infringement of copyright or other proprietary rights arising from information that you have posted on the Site or otherwise provided to GAHC. Individuals that subscribe to e-mail newsletters are given the opportunity to opt-out of promotions, news, and information at the time of sign up. Our Site also provides users the opportunity to opt-out of receiving communications from us at the points where we request information. You may also feel free to contact us as indicated below.

E-Mail Addresses

We may collect the e-mail addresses at the point of subscription, of users who wish to receive e-mail notification of publications and press releases in identified subject areas of interest, and of those who send us e-mail messages. We will not, however, share any e-mail addresses with any third party or send unsolicited e-mail to any of the addresses we collect, except in very limited circumstances as set forth in this policy.

Cookies

GAHC may use browser cookies on this Site to keep track of your visit to our Site. A "cookie" is a small amount of data that is sent from a Web server to your browser and stored on your computer's hard drive. Use of cookies may allow GAHC to provide a higher quality, more relevant, customer experience. Use of cookies may also allow GAHC to automate entry into password protected portions of the Site so that you will not need to re-enter your password each time you visit our Site. We may also use cookies to track which areas of the web site are most popular with our users and to further GAHC's understanding concerning overall use of the site. With most Internet Browsers, you can erase cookies from your computer hard drive, block all cookies, or receive a warning before a cookie is stored on your computer. Please refer to your browser instructions or a help screen to learn more about these functions and how to use them. Please be advised that certain sections or functionalities of the Site may be inaccessible to you if your browser does not accept cookies.

Security Processes

GAHC has in place technological and operational security processes designed to protect personally identifiable information from loss, misuse, alteration or destruction. Only authorized employees and contractors will have access to any data provided by you, and that access is limited by need. Each employee or contractor having access to any personally-identifiable information is obligated to maintain its confidentiality. Although we take steps that are generally accepted as industry standard to protect your personally-identifiable information, GAHC cannot guarantee that your personally-identifiable information will not become accessible to unauthorized persons.

Links to Other Web Sites

GAHC is not responsible for the privacy practices or the content of any non-GAHC web sites to which we link from this Site.

Compliance With Law

GAHC complies with all applicable privacy laws and regulations. GAHC may be compelled to surrender personal user or customer information to United States or other legal authorities without express user consent if presented with a court subpoena or similar legal order, or as required or permitted by the laws, rules and regulations of any nation, state or other applicable jurisdiction. Also, in the event of a violation of the Terms of Use of use of this Site or a violation of any restrictions on use of materials provided in or through this Site, we may disclose personal user information to our affected business partners or legal authorities.

Use of gahcoalition.org

Your access to and use of the Site are subject to certain Terms of Use, which are summarized in our Terms of Use

Contact Us

If you have any questions about this privacy policy, or GAHC's practices as we operate this Site, please contact us.

These Terms of Use apply to your use of and registration with gahcoalition.org.